Network Players

A few months back I had to change doctors due to my primary medical insurance changing. $20 co-pay, so my secondary doesn't fit in the picture. I had an appointment today, and wasn't thrilled with my service. I feel my new doctor doesn't really care about my issues, nor wants to hear about any of them. Considering some are serious, I need to tell him considering he hasn't read through any of my medical records that were released to him. So I've decided to return to my former out-of-network physician. Primary insurance will only pay 60%, but at least my secondary will fit in the picture and get billed for some. And I figure after both are applied, my out of pocket expense will be about $20 anyway, so why not?  I'll just make sure all of my blood work and referrals will be with in-network labs and clinics.